Beware Of The Insurance Company/Employer

The insurance company/employer is simply a business. It does not consider you as a person, but as a claim number and a liability. The only consideration is how to minimize expenses and maximize shareholder return. For that reason, the insurance company/employer will do everything it can to minimize the amount of disability payable to you. Sometimes, insurance companies resort to hiring private investigators that hide out in trucks taking video of an injured worker performing activities which are inconsistent with the injury or impairment being claimed. Sometimes, an investigator will interview neighbors, friends, and co-workers.

The insurance company may send you to an MPN doctor(s) or attempt to obtain a panel QME opinion that that will most often say that there is nothing wrong with you or that your problems are unrelated to your employment, or that you have no or minimal ratable impairment. This is expected and the Judges at the Board are aware of this practice.

Do not sign any record release authorizations sent to you by the insurance company. Do not sign any record release authorizations given to you by any doctor’s office or anyone other than this office.