3 Questions to Better Understand Workers CompBy Kenton Koszdin on June 29, 2020 | In Blogs
You work hard to maintain your livelihood and support those you love. Despite this, many hard-working Americans don’t learn about the full extent of their rights as a worker until it’s too late. One of the most important rights to be fully aware of is your right to workers’ compensation:
What is Workers’ compensation?
Workers’ compensation is a type of insurance that serves to protect workers’ when they are injured on the job. While employers are responsible for providing safe work environments, there is always the chance that an accident could happen – regardless of how up-to-code the work environment is. The main purpose of workers’ compensation is to provide the injured worker with financial support while they’re unable to work due to their injury or illness. Workers’ compensation is required by law in most states – however, some do not require workers compensation for businesses with 5 or fewer employees.
What incidents are covered by Workers Compensation?
Two factors come into play when looking into what incidents are covered by workers’ compensation: the state in which you are employed and, the contract you signed with your employer. What is covered varies upon the state. If you’re a resident of California, you can find relevant information here. Additionally, it’s important to be familiar with the legal document you signed in the event of needing to file for workers’ compensation with your employer to avoid a denied claim or unintentionally nullifying your claim.
What benefits will you receive under Workers Compensation?
Workers’ compensation includes benefits like financial compensation based on the amount which you regularly make at your job. There are a few different factors that can impact the amount you are compensated, such as those with one or more dependents. In most cases, the amount paid to you through workers’ compensation is less than your actual pay. This is because other expenses, such as medical expenses due to your work-related injury or illness, are paid through workers’ compensation.
If you or a loved one needs help navigating their workers’ compensation claim after suffering illness or injury on the job, we’re here to help. Our attorneys at Kenton Koszdin Law Office, Social Security attorney in Van Nuys specialize in social security disability claims and workers’ compensation. Don’t wait, call us today at 800.438.7734 for a free consultation.