Are You Eligible for Supplemental Security Income?By Kenton Koszdin Law Office on October 27, 2017 | In Social Security Claims Process
If you or a family member has a disability, you may be eligible for another federal program in addition to Social Security Disability (SSDI) benefits.
Supplemental Security Income (SSI) is a benefit program that provides payments to eligible disabled, blind and aged individuals (age 65 and over) who have little or no income.
Qualifying for SSI Payments
SSI is a need-based program and does not require a minimum period of work to qualify.
Medically, the eligibility requirements for both SSDI and SSI are the same. In general, you must have a medical condition that prevents you from working and is expected to last for at least 12 months – or is terminal.
To qualify for SSI, your income must be limited. SSI income is defined as money you earn from work as well as money you receive from other sources such as Social Security, Workers’ Compensation, unemployment benefits, Veterans’ benefits and even help from friends or relatives. Your income must not exceed $735 per month for a single person and $1,130 for a couple (2017 values), or you will not be eligible for an SSI payment.
Your resources must be limited too. Resources for SSI include cash, bank accounts, stocks and bonds, land, vehicles, personal property and life insurance. The resource limit may not exceed $2,000 for an individual or $3,000 for a couple in order to qualify for an SSI benefit.
How Supplemental Security Income Works with SSDI Benefits
Some eligible individuals with a disability can qualify for both SSDI and SSI benefits. Here’s how it works:
The current minimum SSI benefit for an individual is $735 per month. If you qualify for SSI benefits, your payment can supplement what you receive in SSDI payments. If, for example, your monthly SSDI benefit is $500, you may be able to receive an SSI benefit of $235 – the difference between the minimum SSI benefit of $735 and your SSDI benefit of $500.
Even though the Social Security Administration (SSA) administers this program, payments are financed by general funds of the U.S. Treasury rather than Social Security taxes.
Let Us Help You Apply for SSDI and SSI or Appeal an SSDI Denial
If you or a loved one has been denied Workers’ Compensation or Social Security Disability (SSDI) benefits, it’s important to get an attorney experienced in these types of cases involved immediately. Call 800.438.7734 for your initial free consultation, either in our office or in the comfort of your own home. The Kenton Koszdin Law Office, Social Security attorney in Van Nuys, can help you navigate the application process for the best possible outcome for you and your family.