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Can Federal Student Loans be Forgiven for SSDI Recipients?

By Kenton Koszdin Law Office on January 13, 2014 | In Social Security Disability

It is no secret that many people in the United States have had to take out loans from the federal government in order to pay for higher education. However, what happens if you received your degree and have worked for years to pay off the student loan, but suddenly become totally and permanently disabled and unable to work?

You may have qualified for Social Security Disability Insurance (SSDI) benefit payments, but find that you still do not have enough funds to make ends meet while still making payments on your student loan. What can you do?

Fortunately, if you have qualified for SSDI benefits, you may be able to have your federal student loan forgiven.

Once you are receiving SSDI benefits, you can have the Social Security Administration (SSA) submit your documentation to the Department of Education (DOE). Since the DOE assumes that the documentation presented by the SSA is reliable, you shouldn’t have to jump through hoops to have your loan forgiven. If you already receive SSDI benefits you do not have to go through the process of having a doctor sign a disability certification any more.

However, if you are disabled and have not yet qualified for SSDI benefits, the process of getting your student loan forgiven can be fraught with delays and confusion.

If you have become disabled and find yourself confused as to whether you qualify for SSDI or Supplemental Security Disability benefits or how you can obtain them, the Kenton Koszdin Law Office in Los Angeles can help you.  Our dedicated attorneys know how the system works and will fight tirelessly to see that you get the benefits you need and deserve.

Call us toll-free at (800)438-7734 or contact us online today to find out what we can do for you. Your consultation is free and we even offer free in-home consultations.

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