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    The Importance of the Social Security Program

    By Kenton Koszdin on September 17, 2018
    In Disability Insurance

    We hear all the time about how vital the Social Security Program is while also hearing things like the program will go bankrupt, it should be privatized, and more. Not only is Social Security a large part of life for retirees, the disabled, and survivors, but it has helped to decrease the number of elderly… Read More

    A Quick Disability Determination (QDD) may be able to help you receive disability benefits much sooner than if your application were to go through the usual complete process. However, there are some things you need to know about a QDD case and whether your case is eligible. In most cases, consulting with a disability lawyer… Read More

    What Is the Compassionate Allowance (CAL)

    By Kenton Koszdin on September 11, 2018
    In Disability Insurance

    The compassionate allowance, or CAL, may be able to get you the disability benefits you need much quicker. Not all conditions are approved for this allowance, but if yours is, you may want to speak to a disability lawyer sooner to help you with the application process. The application process can be easier depending on… Read More

    You would expect to be asked for medical records and job history when applying for Social Security benefits, and they do request that information. However, there is other information requested that may not seem vital to your case but can help it process much quicker. Most of the information is requested as a way of… Read More

    When you decide it’s time to apply for Social Security benefits after becoming disabled, it is important to know what you can do to prepare. This makes the process much easier on you, but it also helps to process your application much quicker. The SSA will require many vital pieces of information from you, and… Read More

    Understanding SSI and SSDI

    By Kenton Koszdin on September 6, 2018
    In Disability Insurance

    If you are disabled and applying for Social Security Administration benefits, you may be confused as to whether you should apply for SSI (Supplemental Security Income) or SSDI (Social Security Disability Insurance). There are several differences, meaning you may be able to receive both. The following 7 questions are frequently asked by applicants and show… Read More

    The Definition Of Disability

    By Kenton Koszdin on September 4, 2018
    In Disability Insurance

    In 1954, the Congress established the first operating disability program under the Social Security Act. The 1954 amendments established a disability “freeze” for disabled workers—i.e., excluding a disabled worker’s periods of disability when calculating retirement benefits. The 1954 law defined disability as: Blindness, or The inability to engage in any substantial gainful activity by reason… Read More

    Social Security Disability Insurance (SSDI) is vital to the American workforce for significant reasons. First and foremost, the program provides necessary financial support for disabled workers and their families. Almost half of the SSDI program’s recipients depend on SSDI for the majority of their income. Twenty percent receive almost all their income from the SSDI… Read More

    Social Security’s decision as to whether an individual is disabled is reached by first determining if an applicant can engage in “Substantial Gainful Activity” (SGA). The Social Security Administration (SSA) adjusts the amount of monthly earnings considered as “Substantial Gainful Activity” annually. Anyone who is unable to engage in substantial gainful activity is eligible to receive… Read More

    If you or someone you know has a genitourinary disorder resulting from certain conditions including, but not limited to, a kidney transplant, dialysis, or even anorexia, you may have a disability that meets the criteria established by the Social Security Administration’s (SSA) Listing of Impairments (the “Listings”). The Listing of Impairments lists impairments considered severe… Read More

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