Find Out What Medicare and SSD Benefits Can Do for YouBy Kenton Koszdin Law Office on July 8, 2013 | In Social Security Disability
People who receive Social Security disability (SSD) benefits are also entitled to be enrolled in Medicare after they have received their SSD benefits for two years. The Social Security Administration (SSA) automatically enrolls SSD recipients in two of Medicare’s four parts after two years: Part A and Part B.
Medicare Part A helps cover the costs of inpatient hospital care, as well as helping to cover some types of follow-up care. This coverage comes at no additional cost, as it is covered by the payroll taxes paid by the SSD recipient or his or her parents or spouse, in some situations.
Medicare Part B helps pay for outpatient care, doctor’s bills, and other medical services you may need. This care requires payment of an additional premium, which may be deducted directly from your SSD benefits if you accept Medicare Part B coverage.
Medicare has two additional parts, Part C and Part D. Part C, also known as “Medicare Advantage,” offers outpatient and similar care via local healthcare management organizations (HMOs). Part D offers prescription drug coverage. SSD recipients must elect whether or not to receive this coverage, and additional premiums may apply. In addition, SSD recipients may seek Medicare supplemental insurance from private insurers, if they so choose.
Whether you are considering applying for Social Security disability benefits for the first time or you are in the process of seeking benefits and need additional help, the experienced southern California Social Security disability benefits attorneys at the Kenton Koszdin Law Office can help you understand your options and seek the benefits you need. Contact us today at (800) 438-7734 to learn more; your initial consultation with our office is free and confidential.