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Glossary of Social Security Terms: M – Z

By Kenton Koszdin on July 13, 2018 | In Disability Insurance

Glossary of Social Security Terms: M – Z

The process of applying for Social Security Disability Insurance (SSDI)and Supplemental Security Income (SSI) benefits requires that applicants understand many terms that are economic, legal and medical in origin. Today’s blog provides potential applicants for disability benefits with some understanding of this complicated language. Here is the second part of a look at some important terms associated with social security benefits:

Medicaid

This is a joint federal and state program that helps with medical costs for people with low incomes and limited resources. Medicaid programs vary from state to state.

 

Medicare

Medicare is a federal health insurance program that covers routine hospital services and most but not all primary medical care.  Medicare is not as comprehensive as Medicaid. SSDI beneficiaries are eligible to receive Medicare two years after they are deemed eligible for SSDI benefits. The federal health insurance program for:

  • people 65 years of age or older;
  • certain younger people with disabilities; and
  • people with permanent kidney failure with dialysis or a transplant also known as ESRD (End-Stage Renal Disease).

 

Month of Election

This usually applies to retirement claims. In certain situations, you can choose the month in which your benefits will start.

 

OASDI (Old Age Survivors and Disability Insurance)

The Social Security programs that provide monthly cash benefits to workers and their dependents when they retire die or become disabled.

 

PIA (Primary Insurance Amount)

The Primary Insurance Amount is the monthly amount payable if a retired worker begins receiving benefits at full retirement age or if disabled and such worker has never received a retirement benefit reduced for his or her age.

 

Protective Filing Date

The date you first contact us about filing for benefits. It may be used to establish an earlier application date than when we receive your signed application.

 

Reduction Months

Months beginning with the first month you’re entitled to reduced benefits up to, but not including, the month in which you reach full retirement age.

 

Retroactive Benefits

Monthly benefits that you may be entitled to before the month you actually apply, if you meet the requirements.

 

My staff and I are dedicated to helping our clients establish eligibility for disability benefits. It’s difficult enough recovering from suffering a disability or illness, understanding the process and its specialized terminology just adds to the confusion about receiving the financial means necessary to support your family during recovery. This uncertainty can often be mitigated by the assistance of an experienced disability attorney. The Kenton Koszdin Law Office exists to help individuals in your situation. Contact us today for your free consultation. Call 800-438-7734 or visit us online. Se habla espańol!

 

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