Knowing The Difference Between SSDI And SSIBy Kenton Koszdin on May 25, 2018 | In Disability Insurance
The Kenton Koszdin Law Office provides assistance in ensuring that all applicants and recipients receive all of the benefits to which they are entitled in Social Security Disability and workers’ compensation cases. Today’s blog discusses the distinction between Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI)
The SSI and SSDI programs are significantly different in that SSI is a means-tested program while SSDI is an entitlement program. As a result, both have separate and distinct financial requirements. Many people apply for both programs since they may receive both types of benefits if the amount of SSDI benefits is below the eligibility threshold for SSI benefits.
Supplemental Security Income (SSI) provides both medical and monetary benefits to blind or disabled adults and children who have met applicable requirements regarding other non-disability income and resources. SSI is intended as a means-tested benefit to assist the elderly, blind and disabled afford food, shelter, and other basic human necessities.
SSDI is an entitlement program available to all individuals with working experience who have contributed to the Social Security system for a minimum of ten years. The criteria established to determine benefit eligibility is unrelated to an individual’s current income and assets. Thus, any qualified worker may receive SSDI benefits, even a high-income wage-earner.
Of course, an applicant for SSDI must be completely legally “disabled” to qualify for Social Security Disability Insurance (SSDI) benefits. Applicants must also have worked and paid Federal Insurance Contributions Act (FICA) premiums during their employment history.
The assistance of an experienced disability attorney may help navigate the typically long and complicated process of applying for disability benefits. The Kenton Koszdin Law Office may assist anyone to apply for Social Security disability benefits. We help the residents of the San Fernando Valley obtain Social Security disability and workers’ compensation benefits! We offer free office and in-home consultations at your complete convenience. Call 800-438-7734 or visit us online. Se habla espańol!