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Should You Rely On an Online Social Security Benefits Calculator?

By Kenton Koszdin Law Office on December 23, 2013 | In Social Security Disability

When you want to determine if you qualify for Social Security disability benefits, you may look online for information. There are plenty of websites that provide information about Social Security disability benefits – but not all websites are equally reliable.

For example, although many websites provide online calculators for estimating the monthly disability benefits to which you may be entitled, not all of these calculators are entirely reliable, according to PBSanalyst Larry Kotlikoff. Some online calculators do not explain what they mean by certain terms, even though the Social Security Administration defines these terms very precisely. Others ask for “average” earnings or time worked, when in fact benefits are not calculated using these averages. Others fail to take into account your age, the date you began working, or whether you have reached retirement age – all of which matter when calculating Social Security disability and other benefits.

What does this mean? While most calculators specify that they can only offer “estimates,” the truth is that these “estimates” can be off by a significant amount. This makes it much harder for disabled individuals to determine what their benefits might be. In some instances, it might encourage a person to give up the pursuit of benefits altogether – even when he or she could benefit from the additional support.

Instead of relying on websites, talk to an attorney who knows Social Security disability law. At the Kenton Koszdin Law Office, our experienced southern California Social Security disability benefits attorneys can help you determine whether you qualify for benefits, file your application, and pursue the benefits you need. Contact us today by calling (800) 438-7734 for a free and confidential consultation.

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