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If a person is partially disabled, are they eligible to collect Social Security Disability (SSDI) benefits?  No. You must be totally disabled in order to receive SSDI payments. The Social Security Administration (SSA) defines those who earn more than a certain monthly amount to be engaged in what it calls “substantially gainful activity.” For 2020, those monthly… Read More

Work credits are vital when it comes to determining your eligibility for disability benefits. They are even used to determine your eligibility for retirement benefits. But what are they and why are they so important? What are work credits? You earn work credits as you earn income and pay social security taxes. The number of… Read More

How Are My Monthly Disability Benefits Paid?

By Kenton Koszdin on September 21, 2018
In Disability Insurance

If you think you will need to apply for disability benefits now or in the future, it is useful to understand how much you are likely to receive each month in payments. SSDI disability benefit is based on the income you have earned in your working life that was subject to Social Security taxes. Calculating… Read More

The Definition Of Disability

By Kenton Koszdin on September 4, 2018
In Disability Insurance

In 1954, the Congress established the first operating disability program under the Social Security Act. The 1954 amendments established a disability “freeze” for disabled workers—i.e., excluding a disabled worker’s periods of disability when calculating retirement benefits. The 1954 law defined disability as: Blindness, or The inability to engage in any substantial gainful activity by reason… Read More

Social Security Disability Insurance (SSDI) is vital to the American workforce for significant reasons. First and foremost, the program provides necessary financial support for disabled workers and their families. Almost half of the SSDI program’s recipients depend on SSDI for the majority of their income. Twenty percent receive almost all their income from the SSDI… Read More

Social Security’s decision as to whether an individual is disabled is reached by first determining if an applicant can engage in “Substantial Gainful Activity” (SGA). The Social Security Administration (SSA) adjusts the amount of monthly earnings considered as “Substantial Gainful Activity” annually. Anyone who is unable to engage in substantial gainful activity is eligible to receive… Read More

If you or someone you know has a genitourinary disorder resulting from certain conditions including, but not limited to, a kidney transplant, dialysis, or even anorexia, you may have a disability that meets the criteria established by the Social Security Administration’s (SSA) Listing of Impairments (the “Listings”). The Listing of Impairments lists impairments considered severe… Read More

If you or someone you know has a genitourinary disorder resulting from certain conditions including, but not limited to, a kidney transplant, dialysis, or even anorexia, you may have a disability that meets the criteria established by the Social Security Administration’s (SSA) Listing of Impairments (the “Listings”). The Listing of Impairments lists impairments considered severe… Read More

If you or someone you know has a genitourinary disorder resulting from a kidney transplant or chronic kidney disease, you may have a disability that meets the criteria established by the Social Security Administration’s (SSA) Listing of Impairments (the “Listings”). The Listing of Impairments lists impairments considered severe enough to prevent an individual from performing… Read More

The more that applicants for disability benefits know about how the Social Security Administration (SSA) considers and evaluates their type of disability, the more prepared they will be for the road ahead as the SSA considers benefit eligibility. As the claims process for disability benefits may not only be long and arduous, but complicated and… Read More

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