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3 Ways to Maximize Your Social Security Benefits

By Kenton Koszdin on August 19, 2020
In Blogs

1. Stay at work for at least 35+ years: Depending on who you ask, you may hear several different answers to the question of how long you should work before requesting access to your Social Security benefits. While the absolute minimum amount of time needed on the workforce before claiming benefits is 10 years, it’s… Read More

The Definition Of Disability

By Kenton Koszdin on September 4, 2018
In Disability Insurance

In 1954, the Congress established the first operating disability program under the Social Security Act. The 1954 amendments established a disability “freeze” for disabled workers—i.e., excluding a disabled worker’s periods of disability when calculating retirement benefits. The 1954 law defined disability as: Blindness, or The inability to engage in any substantial gainful activity by reason… Read More

Social Security Disability Insurance (SSDI) is vital to the American workforce for significant reasons. First and foremost, the program provides necessary financial support for disabled workers and their families. Almost half of the SSDI program’s recipients depend on SSDI for the majority of their income. Twenty percent receive almost all their income from the SSDI… Read More

Social Security’s decision as to whether an individual is disabled is reached by first determining if an applicant can engage in “Substantial Gainful Activity” (SGA). The Social Security Administration (SSA) adjusts the amount of monthly earnings considered as “Substantial Gainful Activity” annually. Anyone who is unable to engage in substantial gainful activity is eligible to receive… Read More

If you or someone you know has a genitourinary disorder resulting from certain conditions including, but not limited to, a kidney transplant, dialysis, or even anorexia, you may have a disability that meets the criteria established by the Social Security Administration’s (SSA) Listing of Impairments (the “Listings”). The Listing of Impairments lists impairments considered severe… Read More

If you or someone you know has a genitourinary disorder resulting from certain conditions including, but not limited to, a kidney transplant, dialysis, or even anorexia, you may have a disability that meets the criteria established by the Social Security Administration’s (SSA) Listing of Impairments (the “Listings”). The Listing of Impairments lists impairments considered severe… Read More

If you or someone you know has a genitourinary disorder resulting from a kidney transplant or chronic kidney disease, you may have a disability that meets the criteria established by the Social Security Administration’s (SSA) Listing of Impairments (the “Listings”). The Listing of Impairments lists impairments considered severe enough to prevent an individual from performing… Read More

The more that applicants for disability benefits know about how the Social Security Administration (SSA) considers and evaluates their type of disability, the more prepared they will be for the road ahead as the SSA considers benefit eligibility. As the claims process for disability benefits may not only be long and arduous, but complicated and… Read More

The Social Security Administration (SSA) sends notices to applicants and beneficiaries of disability benefits to inform them of the SSA’s decisions, as well as the rights and ensuing obligations of the notice’s recipient. Of probably the utmost significance, notices explain options and alternatives to claimants so they may plan their next course of action, i.e.,… Read More

The Diagnosis of Musculoskeletal Disorders

By Kenton Koszdin on August 10, 2018
In Disease SSDI Claim

If you have a musculoskeletal impairment, i.e., some inability to walk or move that impairs your ability to perform everyday activities, such as the functions related to your job, you may have a disability that meets the criteria of the Listing of Impairments (the “Listings”), which enumerate the impairments considered severe enough to prevent an… Read More

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