The Who, What, When, and How of California Workers’ Compensation CoverageBy Kenton Koszdin Law Office on December 26, 2012 | In Workers Compensation
Many California workers are aware of workers’ compensation coverage, but they aren’t sure who is covered, what types of injuries or illnesses are covered, which benefits are available, or how to ensure their own injuries or illnesses are covered.
Here is an overview of California workers’ compensation law that describes some of the basics:
Who is Covered?
Nearly all California employees are covered by workers’ compensation. However, independent contractors and volunteers are not covered by workers’ compensation. Some employees, like longshore and harbor workers, may be covered by federal workers’ compensation laws instead of California’s state laws.
What Injuries Are Covered?
Nearly every injury or illness suffered on the job is covered, as long as it is related to the job in some way. This includes both injuries and illnesses suffered immediately, like breaking an arm or catching a disease, and injuries and illnesses that develop over time, like repetitive stress injuries or certain cancers.
When Does My Coverage Start?
Coverage under California workers’ compensation begins on the first day of the job. You do not have to “qualify” or go through a “trial period” before workplace injuries or illnesses are covered.
How Do I Claim Benefits?
If you’re injured or become ill, report the condition to your supervisor as soon as you know about it. You may be asked to fill out a claim form that includes information about what happened and how. An attorney can help you claim benefits if you have trouble receiving compensation.
An experienced California workers’ compensation attorney can help you understand exactly how the workers’ compensation laws and benefits apply to your own situation. For professional assistance from the legal team at the Kenton Koszdin Law Office, schedule a free consultation by calling (800) 438-7734.