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Understanding Benefits And Their Eligibility Requirements, Part 1

By Kenton Koszdin on June 27, 2018 | In Disability Insurance

Understanding Benefits And Their Eligibility Requirements, Part 1

The process of applying for Social Security Disability Insurance (SSDI)and Supplemental Security Income (SSI) benefits requires that applicants understand the types of benefits that are available through Social Security. Today’s blog provides eligibility information for two types of benefits that are available: The first part describes benefits in general and the second, family benefits.

 

Benefits

Social Security provides five types of benefits:

  • Retirement (monthly cash benefits)
  • Disability (monthly cash benefits)
  • Family (monthly cash benefits)
  • Survivors (monthly cash benefits)
  • Medicare (medical coverage)

Disability Benefits

Applicants may receive disability benefits if they:

  • are under full retirement age;
  • have a sufficient number of Social Security credits (work credits); and
  • have a severe physical or mental medical impairment that is expected will prevent them from doing “substantial” work for a year or more, or have a condition that is expected to result in death.

Family Benefits

These benefits may be received by dependents of an individual who applies for and is deemed eligible for retirement or disability benefits. Family benefits may be received by a spouse or ex-spouse if he or she is at least 62 years old. A spouse may be of any age and receive benefits if caring for an entitled child under age 16 or disabled who is the child of the deceased spouse. Likewise, children unmarried under the age of 18, under age 19 and full-time elementary or secondary students, and children age 18 or older but disabled before age 22 may receive family benefits. Of course, each category of potential beneficiaries has its own requirements. An experienced disability attorney can provide the necessary assistance so dependents meet such requirements, especially since they involve timing issues and other deadlines.

If your lawyer doesn’t have a lot of experience with social security disability or workers’ compensation, he or she simply won’t be able to represent and guide you through the process as effectively as the Kenton Koszdin Law Office. Contact us today for your free consultation. Call 800-438-7734 or visit us online. Se habla espańol!

 

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