Understanding Temporary Disability BenefitsBy Kenton Koszdin Law Office on October 15, 2013 | In Social Security Disability
Most California workers know that if they are injured on the job, workers’ compensation benefits are available to pay for their medical bills and other losses. However, many workers don’t realize that workers’ compensation benefits are a “bundle” of benefits, each designed to address a different type of loss a worker might suffer due to an on-the-job injury.
In addition to medical coverage, workers’ compensation offers “temporary disability” (TD) benefits for some workers. The purpose of TD benefits is to replace some of the wages a worker loses if an on-the-job injury or illness prevents the person from working for a short amount of time. If an injury prevents a worker from doing some or all of his or her previous work, permanent disability (PD) benefits may kick in instead.
There are two types of TD benefits: total temporary disability (TTD) and partial temporary disability (PTD) benefits. TTD benefits are available if an injury prevents you from working at all while you heal, for a finite amount of time. PTD benefits are available if you can do some work after an injury, but you cannot do the same amount or type of work you did before you were injured.
Generally speaking, TD benefits equal two-thirds your average gross monthly wage. However, this number is subject to specific minimum and maximum amounts, and it may be affected in other ways if you can work while you recover.
At the Kenton Koszdin Law Office, our experienced southern California workers’ compensation attorneys will fight to ensure you receive the full amount of workers’ compensation benefits to which you are entitled after an on the job injury. Contact us today to learn more.