What Is the Relationship Between Workers’ Compensation and Social Security Disability?By Kenton Koszdin Law Office on December 17, 2019 | In Disability Insurance
These public programs have different benefits as well as different eligibility criteria. Here’s how they work:
Workers’ Compensation (WC)
Is a state insurance program that covers workers who have suffered a job-related injury or illness. WC is designed to be temporary protection for injured workers while they recover or apply and wait for SSDI payments. Benefits include covering hospital and medical expenses as well as disability payments – for example, two-thirds salary up to a maximum amount. Other benefits like rehabilitation and retraining may be available.
Social Security Disability (SSDI)
Is a federal program that makes monthly payments to those who are disabled and cannot work. To be eligible, an applicant must have a total disability that is expected to last at least one year and must have worked a minimum number of quarters during which they paid FICA – Social Security – taxes. Payments are based on the applicant’s lifetime earnings. Qualified family members may also be eligible for SSDI benefits.
Collecting WC and SSDI at the Same Time
In some scenarios, you may be eligible to collect payments from both programs at the same time.
However, the total income that you can receive from WC and SSDI together is limited. The total may not be more than 80% of your prior income.
If the total is greater, your SSDI benefit will be adjusted. But if your WC payments later run out, your SSDI benefit will be re-adjusted back up to its original level.
Let Us Know If You Need Assistance with a Workers’ Compensation Claim or Appeal If you or a loved one has been denied Worker’s Compensation or Social Security Disability (SSD) benefits, it’s important to get an attorney experienced in these types of cases involved immediately. Call our Los Angeles County office at 800.438.7734 for your initial free consultation, either in our office or in the comfort of your own home. The Kenton Koszdin Law Office, Social Security attorney in Van Nuys, can help you navigate the application process for the best possible outcome for you and your family.