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Why the Social Security Disability Insurance Program is Vital

By Kenton Koszdin on September 3, 2018 | In Disability Insurance

Why the Social Security Disability Insurance  Program is Vital

Social Security Disability Insurance (SSDI) is vital to the American workforce for significant reasons. First and foremost, the program provides necessary financial support for disabled workers and their families. Almost half of the SSDI program’s recipients depend on SSDI for the majority of their income. Twenty percent receive almost all their income from the SSDI program.

A young worker just starting out in the work force In this decade has a one in three chance of dying or qualifying for Social Security Disability Insurance prior to full retirement age. The number is even higher for men. Through their payroll tax contributions, more than 150 million Americans have obtained insurance in case they suffer a severe, long-lasting medical injury, i.e., impairment. The fact that one in three may die or qualify for SSDI before reaching their full age of retirement, SSDI is more than significant, it’s vital.

Disability rates rise with age. These rates rise exponentially over time as individuals age 50 are twice as likely as workers age 40 to collect benefits, and individuals age 60 are twice as likely as workers age 50 to collect benefits. Thus, the Social Security Disability Insurance program provides assistance to the American worker as he or she ages. At any age, disability can substantially affect a person’s financial or economic state. Disability can affect a worker’s ability to generate earnings and a family’s entire income, making it more difficult to purchase necessary staples such as housing, food and clothing. Without the SSDI program, many workers would be unable to afford basic necessities.

Working with an attorney that is experienced in California Social Security disability cases ensures that you have the best chance of initially filing a successful disability application, thus avoiding the necessity of any appeal. Thus, it may be time to contact Kenton Koszdin Law Office today. We offer free office and in-home consultations at your complete convenience. Call 800-438-7734 or visit us online. We look forward to your call or email! Se habla espańol!

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