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Why You Should Apply for Disability Benefits

By Kenton Koszdin Law Office on September 1, 2015 | In Social Security Disability

Why You Should Apply for Disability Benefits

There are two reasons why you might want to consider applying for disability benefits: the monthly cash benefits to help you replace your lost wages and the potential medical benefits. Recipients of Social Security Disability (SSD) can receive Medicare after two years, and those receiving Supplemental Security Income (SSI) can receive Medicaid right away. Many applicants do not file for disability benefits as much for the monthly payments as for the medical care coverage.

So, if you are unable to work because of a mental or physical disability, it may be in your best interest to file for benefits. You should file for disability support if:

  • You have a severe medical condition that prevents you from working.
  • Your condition will last for at least a full year.
  • You are unable to earn more than $1,090 a month because of your condition.

If you earn over $1,090 per month, or $1,820 if you are blind, that is over the substantial gainful activity limit and you will not qualify for benefits. If you are unable to return to work or cannot earn that much per month with limited work, you should consider filing for benefits.

If you are able to earn over the substantial gainful limit, you probably will not be able to receive benefits. You may also struggle to receive approval if your condition isn’t severe or if you will be able to recover from your condition in less than a year.

Disability benefits aren’t for everyone, but they could provide the support you need. If you are unable to work, document your injuries by seeing a medical professional. Discuss your chances of recovery with your doctor and keep records of your struggles. Then, make sure you discuss your application for benefits with a Los Angeles Social Security Disability attorney. Many applicants are denied benefits because they did not receive proper guidance when gathering evidence and collecting proof of their disability. Contact the Kenton Koszdin Law Office today at (800) 438-7734 for a consultation.

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