Workers’ Compensation – The Four Types of Disability Benefits

Any injury sustained doing work-related tasks while on the clock are eligible for compensation. You can qualify for disability benefits if your job-related injury or illness limits your capacity to work. There are four categories of disabilities covered by workers’ compensation benefits:

1. Temporary Total Disability (TTD)
2. Permanent Total Disability (PTD)
3. Temporary Partial Disability (TPD)
4. Permanent Partial Disability (PPD)

Temporary Total Disability (TTD)

A temporary total disability means that the employee is totally unable to return to their usual job activities, but only for a short or temporary period. For instance, an employee who suffers a broken leg will likely not be able to perform his regular tasks until his or leg heals.

Permanent Total Disability (PTD)

A permanent total disability refers to an individual who is most probably never going to be able to work in their field again. For instance, a person who survives a broken neck may be eligible for permanent total disability compensation.

Temporary Partial Disability (TPD)

Employees who are physically able to work again but are unable to execute the same tasks as before their accident are eligible for temporary partial disability compensation. Employees who are temporarily partially disabled may be required to conduct light duty work or work at a reduced schedule as they heal from their disability. This kind of payment is meant to offset part of the income gap between what you can make while you’re in the recovery process and the amount you were making before the accident. Benefits for TPD expire when a physician declares that you have recovered.

Permanent Partial Disability (PPD)

Permanent Partial Disability is when you have a life-long disability, but you can still work to a limited extent. Examples include amputation of a body part like fingers or thumbs. For a certain period, benefits for permanent partial disability are made at the same rate as that applicable for temporary total disability.

If you have been injured at work and are unsure about receiving workers’ compensation benefits, consult with a workers’ compensation attorney. They will examine the details of your case and determine whether you qualify for any of the workers’ compensation benefits.

Engaging a top-rated work injury attorney, right from the start can help you sidestep many frustrating roadblocks and ensure you receive all the benefits you need and deserve.

At Kenton Koszdin Law Office in Van Nuys, we are on a mission to help those hurt on the job avoid becoming victims of companies and their insurance providers. Our expert attorneys will help your claim and navigate the application process for the best possible outcome for you and your family. Call 818.293.4980 for your initial free consultation.