A percentage of every dollar you earn is collected by the government and set aside for your retirement or a period of disability through the Social Security Administration (SSA). But, if a worker is injured and unable to work for a period of time, aren’t they unjustly losing benefits by not being able to pay in to the system?
To reduce the impact of non-earning or lower earning periods during a person’s work history on their future federal retirement and disability benefits, the SSA created the “disability freeze.” To find out more about a disability freeze and how to get one, consult an experienced Los Angeles Social Security attorney. The Kenton Koszdin Law Office in Van Nuys has represented people in disability and Social Security claims since 1996.
To secure the future you and your family deserve, call the Kenton Koszdin Law Office at (800) 438-7734 to schedule a free consultation. Se habla español
What is a Disability Freeze?
A disability freeze is a period of time when the SSA doesn’t consider your earning information to calculate your Social Security Disability Insurance (SSDI) benefits or your Social Security retirement benefits. Social Security retirement and SSDI benefits are based on an average of your historical earnings. If you’re disabled for a certain period of time, it could reduce your SSDI and Social Security retirement benefits. A disability freeze is, basically, a period of time that is exempt from your overall employment earning history. In sports terms, it is like a walk in baseball: it doesn’t count against your batting average.
Who Qualifies for a Disability Freeze in Los Angeles?
To qualify for a disability freeze, you must meet the following requirements:
- The individual must have disability insured status
- The worker must file a disability freeze application with the SSA
- The worker must provide proof of their disability during the period
- The individual must file for a disability freeze with the SSA within 12 months of when their disability ends
- The individual must be legitimately disabled or blind
How Do I Apply for a Disability Freeze?
You can request a disability freeze directly from the SSA. But, this isn’t recommended. Disability and Social Security laws are murky waters to wade into if you’re not trained and experienced in such matters. If you feel that you’re eligible for a disability freeze, you need the representation of an experienced Social Security and disability attorney.
Kenton Koszdin Law Office in California’s San Fernando Valley has represented Southern California disability clients for nearly two decades. We believe that every worker has a voice that needs to be heard.
For a free case assessment, call us at (800) 438-7734.