Dispelling the Myth: Do You Have To Be Almost Dead To Qualify?
There is a common myth that in order to qualify for Social Security Disability/SSI that you have to be crippled and almost dead. This is not true.
The definition of who is disabled under the Social Security rules it not easy or straight forward.
Common Myth Videos
Getting Your SS Claim Granted ASAP
The decision to award benefits is based on several factors, some of which take your age, education, past work history, and health into consideration.
To qualify for Social Security Disability/SSI you must prove that you have physical or mental impairment that is severe enough to keep you from engaging in “substantial gainful employment” for at least 12 months.
Social Security recognizes that certain people will have a tougher time finding work than others due to special circumstances beyond their control.
If you have certain recognized medical or mental conditions, you may qualify for Social Security regardless of your age and work history.
SSI and SSDI Facts
It is easy to feel confused when researching disability benefits. The right for people with disabilities to receive financial support has become a political football getting tossed back and forth. There is plenty of misinformation out there. Here is the truth: if you have a medical disability that prevents you from working, you may be entitled to financial support through the Social Security Administration (SSA).
The application procedures and criteria for these processes can be confusing and challenging to comprehend. As Los Angeles social security benefit lawyers, we understand the complexity of these processes and help our clients receive the benefits and support they need during a difficult time in their lives. Call us to find out how we can help you.
What You Need to Know About Disability Benefits in Los Angeles
Here are a few facts to help you understand your rights with regard to disability benefits:
There are two benefit programs for which you can apply
Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI). Which one you qualify for depends on the amount of work you have performed in the past.
SSDI is for injured workers.
If you have worked for a certain number of years and can no longer work because of an injury or illness, SSDI is a means for you to secure disability benefits.
SSI is for people with low income.
If you do not qualify for SSDI because you have not paid into Social Security enough over the years, you may qualify for SSI.
If you qualify, you will likely receive between $1,000 and $1,200.
There are exceptions to the rule, but $1,000 a month is what the majority of people on SSDI receive. Individuals on SSI can receive payments of $733 per month or $1,100 per couple.
After two years of SSDI, you will qualify for Medicare.
Regardless of your age, you can start receiving Medicare support after two years of receiving SSDI benefits. If your income is low, you may also qualify for Medicaid.
Not everyone with a low income qualifies for SSI.
You must be disabled, over the age of 64, or blind to qualify. Also, your monthly income must never exceed a certain amount.
Not every sick or injured person qualifies for SSDI or SSI.
The Social Security Administration uses medical professionals to evaluate applicants. They review the health status of applicants to determine if they are truly disabled or if they are physically able to return to work.
Most applications are denied.
You can appeal the initial decision and rebuild your case with stronger evidence. Do not get discouraged.
Some disabilities automatically qualify.
Some life-threatening and permanent disabilities automatically qualify for benefits as long as the applicant has adequate medical proof of their condition. Others can still qualify, but they will have to prove their case.
Why You Need a Lawyer
Getting financial support because you are unable to work can be a challenging and stressful process. Make sure you have proper guidance and counsel to ensure you receive the benefits you need. The laws and policies governing these procedures can be confusing. If you need assistance seeking SSI or SSDI benefits, call us at (800) 438-7734 to schedule your free consultation.