Supplemental Security Income Overview
Supplemental Security Income (SSI) is a program that pays monthly stipends to low income individuals who are either blind, disabled, or over 65 years of age. The program is designed to help those who’ve never worked, or had not worked enough or earned enough to receive Social Security Disability Insurance (SSDI) benefits. Currently, the program provides benefits to about eight million people in the U.S.
If you intend to file a claim for SSI benefits, it’s a good idea to consult an experienced Los Angeles Social Security benefit lawyer. The expert legal team at Kenton Koszdin Law Office has successfully represented Southern California SSI applicants for over a decade. We are very familiar with the complicated process of filing an SSI claim. Call our Van Nuys office today to schedule a free consultation. Dial (800) 438-7734.
SSI Benefits Eligibility
To be eligible for SSI benefits, certain rules apply, including:
- Applicant must be 65 years of age or older
- Applicant is blind, physically, or mentally disabled
- Applicant must live in the United States, be the child of military parents serving in a foreign country, or be an American student studying abroad.
- Must have income and resources below a limit established by the Social Security Administration
The Disability Determination Services (DDS) describes disabled as the “inability to engage in any SGA (substantial gainful activity) by reason of any medically determinable physical or mental impairment which can be expected to result in death, or has lasted or can be expected to last for a continuous period of not less than 12 months.”
How Are SSI Benefits Calculated?
SSI benefits are calculated using the Federal Benefit Rate (FBR). Currently, in 2015, the maximum monthly SSI benefits are $733 for qualified individuals and $1,100 for qualified couples. These benefits tend to increase yearly, along with the cost of living.
Living Arrangements and SSI Benefits
Your personal living arrangement can affect your SSI benefits. The federal government categorizes a person’s living arrangement. The four levels the government uses are A, B, C, or D.
- A = A person who rents but buys their food separately from the rest of the household
- B = A person who DOES NOT pay rent and DOES NOT buy their food separately from the rest of the household (a person who is receiving free housing and food)
- C = A child living with at least one of their parents
- D = A person living in a facility where Medicaid pays over 50 percent of the costs
Filing a claim for SSI benefits can be a complicated without the guidance of an experienced attorney. The Kenton Koszdin Law Office has represented hundreds of Los Angeles area residents in their quest for the benefits they deserve.
Call us today at (800) 438-7734 for a free consultation.